{"schema_version":"secwatch.filing_event.v1","accession":"0001475841-24-000006","form_type":"8-K","ticker":"NBHC","cik":"0001475841","company_name":"National Bank Holdings Corp","filed_at":"2024-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.277243+00:00","generated_at":"2026-06-06T19:57:33.918056+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"National Bank Holdings Q4 EPS $0.87; FY2023 net income $142M record, up 99% YoY","bullets":["FY2023 net income $142.0M ($3.72 diluted EPS) vs $71.3M ($2.18) in 2022; adjusted EPS $3.05.","Q4 net income $33.1M ($0.87 EPS) vs $36.1M ($0.94) in Q3; NIM 3.95%, cost of funds 2.10%.","Total loans $7.7B, organic growth 6.6% YoY; net charge-offs just 0.02% of avg loans.","Average deposits up 18.7% YoY; strong capital: Tier 1 leverage 9.74%, CET1 11.89%.","Tangible book value per share $22.77, up $1.34 from Q3; management cites record results."],"urls":{"canonical":"https://secwatch.observer/filing/0001475841-24-000006","json":"https://secwatch.observer/filing/0001475841-24-000006.json","markdown":"https://secwatch.observer/filing/0001475841-24-000006.md","text":"https://secwatch.observer/filing/0001475841-24-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1475841/000147584124000006/0001475841-24-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1475841/000147584124000006/nbhc-20240123x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:57:33.918056+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1685072ed50a5fca68a99b362d1a99e16fee4f5a","claim":"National Bank Holdings Corp reported the full year 2023 results: net income $142.0 million, EPS $3.72 per diluted share.","evidence_excerpt":"Net income increased $70.8 million or 99.3% to a record $142.0 million, or $3.72 per diluted share, compared to net income of $71.3 million, or $2.18 per diluted share in the prior year","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1475841/000147584124000006/0001475841-24-000006-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the full year 2023"},{"label":"Net income","value":"$142.0 million"},{"label":"EPS","value":"$3.72 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"6ab84149eff1c49de7e410d86c43f42641eb60fa","claim":"National Bank Holdings Corp reported the quarter ended December 31, 2023 results: net income $33.1 million, EPS $0.87 per diluted share.","evidence_excerpt":"On January 23, 2024, National Bank Holdings Corporation (“NBHC”) issued a press release announcing its financial results for the quarter ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1475841/000147584124000006/0001475841-24-000006-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2023"},{"label":"Net income","value":"$33.1 million"},{"label":"EPS","value":"$0.87 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}