{"schema_version":"secwatch.filing_event.v1","accession":"0001475841-24-000013","form_type":"8-K","ticker":"NBHC","cik":"0001475841","company_name":"National Bank Holdings Corp","filed_at":"2024-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.573254+00:00","generated_at":"2026-06-03T09:31:59.602071+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NBHC Q1 2024 net income $31.4M ($0.82/diluted); net interest margin narrows to 3.78%","bullets":["Net income of $31.4M, down from $33.1M in Q4 2023 and $40.3M in Q1 2023; diluted EPS $0.82.","Fully taxable equivalent net interest income $85.7M vs $91.2M Q4 2023; net interest margin 3.78%, down 17 bps.","Non-interest income rose 40.8% annualized to $17.7M; total deposits up 6.8% YoY to $8.2B avg.","Zero basis points annualized net charge-offs; non-performing loans ratio 0.47% vs 0.37% Q4 2023.","Tier 1 leverage ratio 9.99%, common equity tier 1 ratio 12.35%; tangible book value per share $23.32."],"urls":{"canonical":"https://secwatch.observer/filing/0001475841-24-000013","json":"https://secwatch.observer/filing/0001475841-24-000013.json","markdown":"https://secwatch.observer/filing/0001475841-24-000013.md","text":"https://secwatch.observer/filing/0001475841-24-000013.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1475841/000147584124000013/0001475841-24-000013-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1475841/000147584124000013/nbhc-20240424x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T09:31:59.602071+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"eb3128456c0cabd45cf011109e4f6e9c17e61e62","claim":"National Bank Holdings Corp reported for the quarter ended March 31, 2024 results: net income $ 31,391, EPS $ 0.82.","evidence_excerpt":"On April 24, 2024, National Bank Holdings Corporation (“NBHC”) issued a press release announcing its financial results for the quarter ended March 31, 2024, which press release is furnished as Exhibit 99.1 hereto, except for such portions that are being “filed” as specified under Item 9.01 below, and is incorporated herein by reference.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1475841/000147584124000013/0001475841-24-000013-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"for the quarter ended March 31, 2024"},{"label":"Net income","value":"$ 31,391"},{"label":"EPS","value":"$ 0.82"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}