---
schema_version: "secwatch.filing_event.v1"
accession: "0001475841-24-000013"
form_type: "8-K"
ticker: "NBHC"
cik: "0001475841"
company_name: "National Bank Holdings Corp"
filed_at: "2024-04-24T23:59:59+00:00"
generated_at: "2026-06-03T09:31:59.602071+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NBHC Q1 2024 net income $31.4M ($0.82/diluted); net interest margin narrows to 3.78%

## Summary
- Net income of $31.4M, down from $33.1M in Q4 2023 and $40.3M in Q1 2023; diluted EPS $0.82.
- Fully taxable equivalent net interest income $85.7M vs $91.2M Q4 2023; net interest margin 3.78%, down 17 bps.
- Non-interest income rose 40.8% annualized to $17.7M; total deposits up 6.8% YoY to $8.2B avg.
- Zero basis points annualized net charge-offs; non-performing loans ratio 0.47% vs 0.37% Q4 2023.
- Tier 1 leverage ratio 9.99%, common equity tier 1 ratio 12.35%; tangible book value per share $23.32.

## SEC filing metadata
- accession: 0001475841-24-000013
- form_type: 8-K
- ticker: NBHC
- cik: 0001475841
- company_name: National Bank Holdings Corp
- filed_at: 2024-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1475841/000147584124000013/0001475841-24-000013-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1475841/000147584124000013/nbhc-20240424x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001475841-24-000013
- JSON: https://secwatch.observer/filing/0001475841-24-000013.json
- Plain text: https://secwatch.observer/filing/0001475841-24-000013.txt

## Key facts
- Earnings Releases
  National Bank Holdings Corp reported for the quarter ended March 31, 2024 results: net income $ 31,391, EPS $ 0.82.
  - Period: for the quarter ended March 31, 2024
  - Net income: $ 31,391
  - EPS: $ 0.82
  - Result: reported results
  source text: On April 24, 2024, National Bank Holdings Corporation (“NBHC”) issued a press release announcing its financial results for the quarter ended March 31, 2024, which press release is furnished as Exhibit 99.1 hereto, except for such portions that are being “filed” as specified under Item 9.01 below, and is incorporated herein by reference.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1475841/000147584124000013/0001475841-24-000013-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.