secwatch.observer — SEC 8-K summary
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Issuer:     National Bank Holdings Corp (NBHC)
CIK:        0001475841
Form:       8-K
Filed at:   2024-04-24T23:59:59+00:00
Accession:  0001475841-24-000013
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 9.01, 7.01
LLM model:  deepseek-v4-flash:cloud@v2

NBHC Q1 2024 net income $31.4M ($0.82/diluted); net interest margin narrows to 3.78%
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- Net income of $31.4M, down from $33.1M in Q4 2023 and $40.3M in Q1 2023; diluted EPS $0.82.
- Fully taxable equivalent net interest income $85.7M vs $91.2M Q4 2023; net interest margin 3.78%, down 17 bps.
- Non-interest income rose 40.8% annualized to $17.7M; total deposits up 6.8% YoY to $8.2B avg.
- Zero basis points annualized net charge-offs; non-performing loans ratio 0.47% vs 0.37% Q4 2023.
- Tier 1 leverage ratio 9.99%, common equity tier 1 ratio 12.35%; tangible book value per share $23.32.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1475841/000147584124000013/0001475841-24-000013-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1475841/000147584124000013/nbhc-20240424x8k.htm
  HTML page:      https://secwatch.observer/filing/0001475841-24-000013

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