{"schema_version":"secwatch.filing_event.v1","accession":"0001475841-24-000032","form_type":"8-K","ticker":"NBHC","cik":"0001475841","company_name":"National Bank Holdings Corp","filed_at":"2024-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.163424+00:00","generated_at":"2026-05-31T18:00:06.086178+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"National Bank Holdings Q2 net income $26.1M, EPS $0.68, down 17% from Q1","bullets":["Net income of $26.1M vs $31.4M in Q1; diluted EPS $0.68 vs $0.82.","Net interest margin narrowed 2 bps to 3.76%; NII flat at $85.3M.","Non-interest income $14.0M, includes $3.9M impairment in venture capital investments.","Annualized net charge-offs rose to 0.22% from 0.00%; provision expense $2.8M.","Common equity tier 1 capital ratio 12.41%; tangible book value per share $23.74."],"urls":{"canonical":"https://secwatch.observer/filing/0001475841-24-000032","json":"https://secwatch.observer/filing/0001475841-24-000032.json","markdown":"https://secwatch.observer/filing/0001475841-24-000032.md","text":"https://secwatch.observer/filing/0001475841-24-000032.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1475841/000147584124000032/0001475841-24-000032-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1475841/000147584124000032/nbhc-20240723x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:00:06.086178+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}