---
schema_version: "secwatch.filing_event.v1"
accession: "0001475841-24-000032"
form_type: "8-K"
ticker: "NBHC"
cik: "0001475841"
company_name: "National Bank Holdings Corp"
filed_at: "2024-07-23T23:59:59+00:00"
generated_at: "2026-05-31T18:00:06.086178+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# National Bank Holdings Q2 net income $26.1M, EPS $0.68, down 17% from Q1

## Summary
- Net income of $26.1M vs $31.4M in Q1; diluted EPS $0.68 vs $0.82.
- Net interest margin narrowed 2 bps to 3.76%; NII flat at $85.3M.
- Non-interest income $14.0M, includes $3.9M impairment in venture capital investments.
- Annualized net charge-offs rose to 0.22% from 0.00%; provision expense $2.8M.
- Common equity tier 1 capital ratio 12.41%; tangible book value per share $23.74.

## SEC filing metadata
- accession: 0001475841-24-000032
- form_type: 8-K
- ticker: NBHC
- cik: 0001475841
- company_name: National Bank Holdings Corp
- filed_at: 2024-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1475841/000147584124000032/0001475841-24-000032-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1475841/000147584124000032/nbhc-20240723x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001475841-24-000032
- JSON: https://secwatch.observer/filing/0001475841-24-000032.json
- Plain text: https://secwatch.observer/filing/0001475841-24-000032.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.