{"schema_version":"secwatch.filing_event.v1","accession":"0001475841-25-000003","form_type":"8-K","ticker":"NBHC","cik":"0001475841","company_name":"National Bank Holdings Corp","filed_at":"2025-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.728997+00:00","generated_at":"2026-05-27T19:08:29.347156+00:00","sec_items":["2.02","9.01","7.01","8.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"NBHC Q4 net income $28.2M ($0.73 diluted EPS); adjusted EPS $0.86; declares $0.29 dividend","bullets":["Net income $28.2M vs $33.1M in Q3 2024; diluted EPS $0.73 vs $0.86; adjusted for AFS security loss, EPS $0.86.","Net interest margin widened 12 bps to 3.99%; FT NII rose $2.5M to $92.0M QoQ.","Loans grew $36.6M (1.9% annualized) to $7.8B; non-performing loans 0.46% of total loans.","Board approves $0.29 quarterly cash dividend, payable March 14, 2025 to holders of record Feb 28.","Pre-tax loss of $6.6M on $130M AFS security sales; adjusted ROATCE 14.40%."],"urls":{"canonical":"https://secwatch.observer/filing/0001475841-25-000003","json":"https://secwatch.observer/filing/0001475841-25-000003.json","markdown":"https://secwatch.observer/filing/0001475841-25-000003.md","text":"https://secwatch.observer/filing/0001475841-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1475841/000147584125000003/0001475841-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1475841/000147584125000003/nbhc-20250122x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T19:08:29.347156+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}