secwatch.observer — SEC 8-K summary
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Issuer:     National Bank Holdings Corp (NBHC)
CIK:        0001475841
Form:       8-K
Filed at:   2025-01-22T23:59:59+00:00
Accession:  0001475841-25-000003
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01, 7.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

NBHC Q4 net income $28.2M ($0.73 diluted EPS); adjusted EPS $0.86; declares $0.29 dividend
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- Net income $28.2M vs $33.1M in Q3 2024; diluted EPS $0.73 vs $0.86; adjusted for AFS security loss, EPS $0.86.
- Net interest margin widened 12 bps to 3.99%; FT NII rose $2.5M to $92.0M QoQ.
- Loans grew $36.6M (1.9% annualized) to $7.8B; non-performing loans 0.46% of total loans.
- Board approves $0.29 quarterly cash dividend, payable March 14, 2025 to holders of record Feb 28.
- Pre-tax loss of $6.6M on $130M AFS security sales; adjusted ROATCE 14.40%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1475841/000147584125000003/0001475841-25-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1475841/000147584125000003/nbhc-20250122x8k.htm
  HTML page:      https://secwatch.observer/filing/0001475841-25-000003

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