{"schema_version":"secwatch.filing_event.v1","accession":"0001475841-25-000038","form_type":"8-K","ticker":"NBHC","cik":"0001475841","company_name":"National Bank Holdings Corp","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.064813+00:00","generated_at":"2026-05-18T04:15:23.968291+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"NBHC Q2 EPS $0.88, net income up 40% QoQ; NIM widens to 3.95%","bullets":["Diluted EPS $0.88 ($34.0M net income) vs $0.63 ($24.2M) in Q1 2025.","FTE pre-provision net revenue $43.5M, up 19.9% YoY; NIM 3.95% (up 2 bps QoQ).","No provision for credit losses (Q1: $10.2M); annualized net charge-offs 0.05%.","Loans $7.5B; new loan fundings $322.7M at weighted avg rate 7.4%.","CET1 ratio 14.17%; tangible book value per share $26.64; launched 2UniFi ecosystem."],"urls":{"canonical":"https://secwatch.observer/filing/0001475841-25-000038","json":"https://secwatch.observer/filing/0001475841-25-000038.json","markdown":"https://secwatch.observer/filing/0001475841-25-000038.md","text":"https://secwatch.observer/filing/0001475841-25-000038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1475841/000147584125000038/0001475841-25-000038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1475841/000147584125000038/nbhc-20250722x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:15:23.968291+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}