---
schema_version: "secwatch.filing_event.v1"
accession: "0001475841-25-000038"
form_type: "8-K"
ticker: "NBHC"
cik: "0001475841"
company_name: "National Bank Holdings Corp"
filed_at: "2025-07-22T23:59:59+00:00"
generated_at: "2026-05-18T04:15:23.968291+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# NBHC Q2 EPS $0.88, net income up 40% QoQ; NIM widens to 3.95%

## Summary
- Diluted EPS $0.88 ($34.0M net income) vs $0.63 ($24.2M) in Q1 2025.
- FTE pre-provision net revenue $43.5M, up 19.9% YoY; NIM 3.95% (up 2 bps QoQ).
- No provision for credit losses (Q1: $10.2M); annualized net charge-offs 0.05%.
- Loans $7.5B; new loan fundings $322.7M at weighted avg rate 7.4%.
- CET1 ratio 14.17%; tangible book value per share $26.64; launched 2UniFi ecosystem.

## SEC filing metadata
- accession: 0001475841-25-000038
- form_type: 8-K
- ticker: NBHC
- cik: 0001475841
- company_name: National Bank Holdings Corp
- filed_at: 2025-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1475841/000147584125000038/0001475841-25-000038-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1475841/000147584125000038/nbhc-20250722x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001475841-25-000038
- JSON: https://secwatch.observer/filing/0001475841-25-000038.json
- Plain text: https://secwatch.observer/filing/0001475841-25-000038.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.