secwatch.observer — SEC 8-K summary
======================================

Issuer:     National Bank Holdings Corp (NBHC)
CIK:        0001475841
Form:       8-K
Filed at:   2025-07-22T23:59:59+00:00
Accession:  0001475841-25-000038
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01, 7.01
LLM model:  deepseek-v4-flash:cloud@v2

NBHC Q2 EPS $0.88, net income up 40% QoQ; NIM widens to 3.95%
-------------------------------------------------------------

- Diluted EPS $0.88 ($34.0M net income) vs $0.63 ($24.2M) in Q1 2025.
- FTE pre-provision net revenue $43.5M, up 19.9% YoY; NIM 3.95% (up 2 bps QoQ).
- No provision for credit losses (Q1: $10.2M); annualized net charge-offs 0.05%.
- Loans $7.5B; new loan fundings $322.7M at weighted avg rate 7.4%.
- CET1 ratio 14.17%; tangible book value per share $26.64; launched 2UniFi ecosystem.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1475841/000147584125000038/0001475841-25-000038-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1475841/000147584125000038/nbhc-20250722x8k.htm
  HTML page:      https://secwatch.observer/filing/0001475841-25-000038

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer