{"schema_version":"secwatch.filing_event.v1","accession":"0001476840-21-000006","form_type":"8-K","ticker":"EXFY","cik":"0001476840","company_name":"Expensify, Inc.","filed_at":"2021-12-16T23:59:59+00:00","discovered_at":"2026-05-14T18:04:12.689492+00:00","generated_at":"2026-06-28T00:29:42.147181+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Expensify Q3 2021 revenue $37.4M (+72.6% YoY); non-GAAP net income $19.9M excl. IPO bonus","bullets":["Revenue $37.4M (+72.6% YoY); net loss $(6.3)M due to $26.3M IPO bonus expense.","Adjusted EBITDA $(6.5)M; excluding bonus $19.8M; operating cash flow $34.6M.","Average monthly paid members 667K (+28K QoQ); Expensify Card interchange up 207% YoY.","Launched Free Plan in Sep with up to 2% cash back on card spend.","Achieved carbon neutrality in 2021; targeting Net Zero by 2030."],"urls":{"canonical":"https://secwatch.observer/filing/0001476840-21-000006","json":"https://secwatch.observer/filing/0001476840-21-000006.json","markdown":"https://secwatch.observer/filing/0001476840-21-000006.md","text":"https://secwatch.observer/filing/0001476840-21-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476840/000147684021000006/0001476840-21-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476840/000147684021000006/exfy-20211216.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T00:29:42.147181+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}