{"schema_version":"secwatch.filing_event.v1","accession":"0001476840-22-000010","form_type":"8-K","ticker":"EXFY","cik":"0001476840","company_name":"Expensify, Inc.","filed_at":"2022-03-30T23:59:59+00:00","discovered_at":"2026-05-14T18:04:06.643873+00:00","generated_at":"2026-06-26T13:21:55.205306+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Expensify reports 56% Q4 revenue growth; Free Plan adoption drives paid member surge","bullets":["Q4 revenue $40.4M (+56% YoY); FY21 revenue $142.8M (+61.8% YoY).","GAAP net loss Q4 $21.9M due to $14.2M IPO bonus; non-GAAP net income $4.4M.","Adjusted EBITDA Q4 was $(6.9)M; excluding IPO bonus $7.3M. FY21 adj. EBITDA $9.5M.","Paid members reached 711k in Q4; Free Plan launched Oct 2021 attracted 3,100+ customers.","Expensify Card interchange up 185% YoY; introduced unlimited 2% cash back."],"urls":{"canonical":"https://secwatch.observer/filing/0001476840-22-000010","json":"https://secwatch.observer/filing/0001476840-22-000010.json","markdown":"https://secwatch.observer/filing/0001476840-22-000010.md","text":"https://secwatch.observer/filing/0001476840-22-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476840/000147684022000010/0001476840-22-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476840/000147684022000010/exfy-20220330.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T13:21:55.205306+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}