{"schema_version":"secwatch.filing_event.v1","accession":"0001476840-22-000012","form_type":"8-K","ticker":"EXFY","cik":"0001476840","company_name":"Expensify, Inc.","filed_at":"2022-03-31T23:59:59+00:00","discovered_at":"2026-05-14T18:04:06.644174+00:00","generated_at":"2026-06-26T11:57:41.708751+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Expensify Q4 revenue $40.4M (+56% YoY); full year $142.8M (+61.8%); net loss due to IPO bonus","bullets":["Revenue Q4 $40.4M (+56% YoY); full year $142.8M (+61.8%).","Net loss Q4 $(21.9)M vs net income $1.7M prior year; non-GAAP net income Q4 $4.4M.","Adjusted EBITDA Q4 $(6.9)M; excluding $14.2M IPO bonus, Adj EBITDA $7.3M.","Paid members 711k in Q4; free plan launched Oct grew to 3,100 customers.","Expensify Card interchange up 185% in 2021; introduced 2% ongoing cash back."],"urls":{"canonical":"https://secwatch.observer/filing/0001476840-22-000012","json":"https://secwatch.observer/filing/0001476840-22-000012.json","markdown":"https://secwatch.observer/filing/0001476840-22-000012.md","text":"https://secwatch.observer/filing/0001476840-22-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476840/000147684022000012/0001476840-22-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476840/000147684022000012/exfy-20220330.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T11:57:41.708751+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}