{"schema_version":"secwatch.filing_event.v1","accession":"0001476840-22-000126","form_type":"8-K","ticker":"EXFY","cik":"0001476840","company_name":"Expensify, Inc.","filed_at":"2022-11-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.785813+00:00","generated_at":"2026-06-21T22:44:25.713301+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Expensify Q3 revenue $42.5M (+13% YoY), net loss $8.2M; plans $6M additional buyback","bullets":["Revenue $42.5M (+13% YoY); paid members 761K (+14%).","GAAP net loss $8.2M ($0.10 loss per share); non-GAAP net income $5.1M.","Adjusted EBITDA $9.0M (21% margin); free cash flow $4.7M after removing customer funds.","Interchange from Expensify Card $1.9M (+115% YoY).","Plans to repurchase $6M in shares starting Nov 11; $4M already repurchased in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001476840-22-000126","json":"https://secwatch.observer/filing/0001476840-22-000126.json","markdown":"https://secwatch.observer/filing/0001476840-22-000126.md","text":"https://secwatch.observer/filing/0001476840-22-000126.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476840/000147684022000126/0001476840-22-000126-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476840/000147684022000126/exfy-20221110.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T22:44:25.713301+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"82afb459c4bb58fc07e93a6ea394d8098cf5ab65","claim":"Expensify, Inc. reported quarter ended September 30, 2022 results: revenue $42.5 million, net income -$8.2 million. Guidance reaffirmed.","evidence_excerpt":"Revenue was $42.5 million, an increase of 13% compared to the same period last year.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1476840/000147684022000126/0001476840-22-000126-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended September 30, 2022"},{"label":"Revenue","value":"$42.5 million"},{"label":"Net income","value":"-$8.2 million"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}