---
schema_version: "secwatch.filing_event.v1"
accession: "0001476840-22-000126"
form_type: "8-K"
ticker: "EXFY"
cik: "0001476840"
company_name: "Expensify, Inc."
filed_at: "2022-11-10T23:59:59+00:00"
generated_at: "2026-06-21T22:44:25.713301+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Expensify Q3 revenue $42.5M (+13% YoY), net loss $8.2M; plans $6M additional buyback

## Summary
- Revenue $42.5M (+13% YoY); paid members 761K (+14%).
- GAAP net loss $8.2M ($0.10 loss per share); non-GAAP net income $5.1M.
- Adjusted EBITDA $9.0M (21% margin); free cash flow $4.7M after removing customer funds.
- Interchange from Expensify Card $1.9M (+115% YoY).
- Plans to repurchase $6M in shares starting Nov 11; $4M already repurchased in Q3.

## SEC filing metadata
- accession: 0001476840-22-000126
- form_type: 8-K
- ticker: EXFY
- cik: 0001476840
- company_name: Expensify, Inc.
- filed_at: 2022-11-10T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1476840/000147684022000126/0001476840-22-000126-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1476840/000147684022000126/exfy-20221110.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001476840-22-000126
- JSON: https://secwatch.observer/filing/0001476840-22-000126.json
- Plain text: https://secwatch.observer/filing/0001476840-22-000126.txt

## Key facts
- Earnings Releases
  Expensify, Inc. reported quarter ended September 30, 2022 results: revenue $42.5 million, net income -$8.2 million. Guidance reaffirmed.
  - Period: quarter ended September 30, 2022
  - Revenue: $42.5 million
  - Net income: -$8.2 million
  - Guidance: reaffirmed
  - Result: reported results
  source text: Revenue was $42.5 million, an increase of 13% compared to the same period last year.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1476840/000147684022000126/0001476840-22-000126-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.