{"schema_version":"secwatch.filing_event.v1","accession":"0001476840-23-000145","form_type":"8-K","ticker":"EXFY","cik":"0001476840","company_name":"Expensify, Inc.","filed_at":"2023-08-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.033287+00:00","generated_at":"2026-06-12T01:34:51.994485+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Expensify Q2 revenue down 10% to $38.9M; net loss widens to $11.3M","bullets":["Revenue $38.9M (down 10% YoY); net loss $11.3M vs $8.0M loss in Q2 2022.","Adjusted EBITDA $2.2M; non-GAAP net loss $1.0M.","Expensify Card interchange $2.7M, up 56% YoY.","Paid members 742k, down 2% from prior year.","Repurchased $3.9M in shares and reduced debt by $8.2M during quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001476840-23-000145","json":"https://secwatch.observer/filing/0001476840-23-000145.json","markdown":"https://secwatch.observer/filing/0001476840-23-000145.md","text":"https://secwatch.observer/filing/0001476840-23-000145.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476840/000147684023000145/0001476840-23-000145-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476840/000147684023000145/exfy-20230808.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T01:34:51.994485+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fec0046927bd16f3f4e2b8237f6cd8065eb7f018","claim":"Expensify, Inc. reported the quarter ended June 30, 2023 results: revenue $38.9 million, net income $11.3 million.","evidence_excerpt":"Revenue was $38.9 million, a decrease of 10% compared to the same period last year.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1476840/000147684023000145/0001476840-23-000145-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Revenue","value":"$38.9 million"},{"label":"Net income","value":"$11.3 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}