{"schema_version":"secwatch.filing_event.v1","accession":"0001476840-24-000151","form_type":"8-K","ticker":"EXFY","cik":"0001476840","company_name":"Expensify, Inc.","filed_at":"2024-08-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.171052+00:00","generated_at":"2026-05-31T10:49:13.161032+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Expensify Q2 revenue down 14% to $33.3M; net loss narrows to $2.8M; interchange up 48%","bullets":["Revenue $33.3M (-14% YoY); paid members 684k (-8% YoY); net loss improved to $2.8M from $11.3M.","Non-GAAP net income $5.6M; adjusted EBITDA $10.2M; operating cash flow $9.3M; free cash flow $5.7M.","Expensify Card interchange $4.0M (+48% YoY); 34% of spend migrated to new program; targeting 100% by year-end.","New Expensify platform live; integrations with QuickBooks and Xero; Expensify Travel launched; expects revenue in Q3.","Apple product placement in F1 movie (June 2025); continued conference presence."],"urls":{"canonical":"https://secwatch.observer/filing/0001476840-24-000151","json":"https://secwatch.observer/filing/0001476840-24-000151.json","markdown":"https://secwatch.observer/filing/0001476840-24-000151.md","text":"https://secwatch.observer/filing/0001476840-24-000151.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476840/000147684024000151/0001476840-24-000151-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476840/000147684024000151/exfy-20240808.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T10:49:13.161032+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}