{"schema_version":"secwatch.filing_event.v1","accession":"0001476840-25-000016","form_type":"8-K","ticker":"EXFY","cik":"0001476840","company_name":"Expensify, Inc.","filed_at":"2025-02-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.733269+00:00","generated_at":"2026-05-26T01:31:51.894978+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Expensify reports FY24 revenue $139.2M, net loss down 76%, launches $50M buyback","bullets":["FY 2024 revenue $139.2M (-8% YoY); net loss $10.1M (down 76% from $41.5M). Adjusted EBITDA $39.4M, up 199% YoY.","Generated $23.9M free cash flow, beating forecast by 19%; reduced debt $22.7M to become debt-free.","Paid members 687,000, down 4% YoY but up sequentially from Q3; Expensify Card interchange up 54% YoY to $17.2M.","Board authorized new $50M share repurchase program, replacing 2022 plan; effective through March 31, 2028.","AI integration cutting costs: SmartScan costs down 75%, AI Concierge reduces human escalations by 80%."],"urls":{"canonical":"https://secwatch.observer/filing/0001476840-25-000016","json":"https://secwatch.observer/filing/0001476840-25-000016.json","markdown":"https://secwatch.observer/filing/0001476840-25-000016.md","text":"https://secwatch.observer/filing/0001476840-25-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476840/000147684025000016/0001476840-25-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476840/000147684025000016/exfy-20250227.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T01:31:51.894978+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}