{"schema_version":"secwatch.filing_event.v1","accession":"0001476840-25-000114","form_type":"8-K","ticker":"EXFY","cik":"0001476840","company_name":"Expensify, Inc.","filed_at":"2025-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.069264+00:00","generated_at":"2026-05-17T17:25:27.946153+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Expensify Q2 2025 revenue $35.8M (+7% YoY), net loss $8.8M, raises FY FCF guidance midpoint to $21M","bullets":["Revenue $35.8M (+7% YoY); paid members 652k (-5% YoY).","Net loss $8.8M vs $2.8M loss YoY; non-GAAP net loss $1.9M; Adj. EBITDA $(1.4)M.","Expensify Card interchange $5.3M (+31% YoY); Expensify Travel bookings up 44% QoQ.","Raised FY 2025 FCF guidance midpoint by $2M to $19-23M; repurchased 1.29M shares for $3M.","International expansion: Expensify Card launching in UK/EU this month; EUR billing added."],"urls":{"canonical":"https://secwatch.observer/filing/0001476840-25-000114","json":"https://secwatch.observer/filing/0001476840-25-000114.json","markdown":"https://secwatch.observer/filing/0001476840-25-000114.md","text":"https://secwatch.observer/filing/0001476840-25-000114.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476840/000147684025000114/0001476840-25-000114-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476840/000147684025000114/exfy-20250807.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T17:25:27.946153+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}