---
schema_version: "secwatch.filing_event.v1"
accession: "0001476840-25-000114"
form_type: "8-K"
ticker: "EXFY"
cik: "0001476840"
company_name: "Expensify, Inc."
filed_at: "2025-08-07T23:59:59+00:00"
generated_at: "2026-05-17T17:25:27.946153+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Expensify Q2 2025 revenue $35.8M (+7% YoY), net loss $8.8M, raises FY FCF guidance midpoint to $21M

## Summary
- Revenue $35.8M (+7% YoY); paid members 652k (-5% YoY).
- Net loss $8.8M vs $2.8M loss YoY; non-GAAP net loss $1.9M; Adj. EBITDA $(1.4)M.
- Expensify Card interchange $5.3M (+31% YoY); Expensify Travel bookings up 44% QoQ.
- Raised FY 2025 FCF guidance midpoint by $2M to $19-23M; repurchased 1.29M shares for $3M.
- International expansion: Expensify Card launching in UK/EU this month; EUR billing added.

## SEC filing metadata
- accession: 0001476840-25-000114
- form_type: 8-K
- ticker: EXFY
- cik: 0001476840
- company_name: Expensify, Inc.
- filed_at: 2025-08-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1476840/000147684025000114/0001476840-25-000114-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1476840/000147684025000114/exfy-20250807.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001476840-25-000114
- JSON: https://secwatch.observer/filing/0001476840-25-000114.json
- Plain text: https://secwatch.observer/filing/0001476840-25-000114.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.