{"schema_version":"secwatch.filing_event.v1","accession":"0001476840-25-000139","form_type":"8-K","ticker":"EXFY","cik":"0001476840","company_name":"Expensify, Inc.","filed_at":"2025-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.487228+00:00","generated_at":"2026-05-16T23:37:22.695780+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Expensify Q3 2025 revenue $35.1M (-1% YoY); net loss $2.3M; interchange up 18%","bullets":["Revenue $35.1M (-1% YoY); net loss $2.3M vs $2.2M YoY; non-GAAP net income $4.3M.","Expensify Card interchange $5.4M (+18% YoY); Travel bookings up 36% QoQ.","Paid members 642,000 (-6% YoY); reaffirms FY'25 FCF guidance $19M-$23M.","Repurchased 1.58M shares for ~$3.0M; named Official T&E partner of Brooklyn Nets.","Launched Concierge AI, Hybrid Multi-Modal Contextual Expense Agent."],"urls":{"canonical":"https://secwatch.observer/filing/0001476840-25-000139","json":"https://secwatch.observer/filing/0001476840-25-000139.json","markdown":"https://secwatch.observer/filing/0001476840-25-000139.md","text":"https://secwatch.observer/filing/0001476840-25-000139.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476840/000147684025000139/0001476840-25-000139-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476840/000147684025000139/exfy-20251106.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T23:37:22.695780+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}