{"schema_version":"secwatch.filing_event.v1","accession":"0001476840-26-000008","form_type":"8-K","ticker":"EXFY","cik":"0001476840","company_name":"Expensify, Inc.","filed_at":"2026-02-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.159325+00:00","generated_at":"2026-05-15T23:32:01.286938+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Expensify Q4 revenue falls 5% YoY to $35.2M; net loss widens to $7.1M","bullets":["Full-year FY2025 revenue $142.1M (+2% YoY); net loss $21.4M vs $10.1M prior year.","Q4 paid members 650,000 (-5% YoY, +1% QoQ); Expensify Card interchange $5.5M (+9% YoY).","FY2025 operating cash flow $20.1M, free cash flow $19.9M; non-GAAP net income $5.2M.","Company repurchased 4.8M shares ($9.1M) in 2025; New Expensify rolled out to 63% of paying customers.","Guidance: modest FCF target set for FY2026 to fund increased sales, marketing, and AI investments."],"urls":{"canonical":"https://secwatch.observer/filing/0001476840-26-000008","json":"https://secwatch.observer/filing/0001476840-26-000008.json","markdown":"https://secwatch.observer/filing/0001476840-26-000008.md","text":"https://secwatch.observer/filing/0001476840-26-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476840/000147684026000008/0001476840-26-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476840/000147684026000008/exfy-20260226.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T23:32:01.286938+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}