{"schema_version":"secwatch.filing_event.v1","accession":"0001476840-26-000073","form_type":"8-K","ticker":"EXFY","cik":"0001476840","company_name":"Expensify, Inc.","filed_at":"2026-08-06T20:03:55+00:00","discovered_at":"2026-08-06T20:05:01.339228+00:00","generated_at":"2026-08-06T20:05:25.438561+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Expensify Q2 revenue $33.9M (-5% YoY); net loss narrows to $3.9M; New Expensify ARR tops $10M","bullets":["Revenue $33.9M, down 5% YoY; net loss $3.9M vs $8.8M loss last year; non-GAAP net income $3.4M.","Adjusted EBITDA $6.6M; free cash flow $6.4M; interchange revenue from Expensify Card $5.9M (+12% YoY).","Paid members 640k, down 2% YoY; New Expensify net new customer ARR >$10M, up >250% YoY across 10k+ customers.","Repurchased 6.8M shares in Q2 (~7% of shares outstanding) via Dutch auction at $1.20 and open market at $1.63 avg.","AI features launched (natural-language setup, MCP connector to ChatGPT/Claude); 30+ product improvements shipped."],"urls":{"canonical":"https://secwatch.observer/filing/0001476840-26-000073","json":"https://secwatch.observer/filing/0001476840-26-000073.json","markdown":"https://secwatch.observer/filing/0001476840-26-000073.md","text":"https://secwatch.observer/filing/0001476840-26-000073.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476840/000147684026000073/0001476840-26-000073-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476840/000147684026000073/exfy-20260806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-06T20:05:25.438561+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}