Apple iSports Group borrows $350K AUD at 18% from Philbook Pty Ltd

Apple iSports Group, Inc.

Loan of $350,000 AUD (~$227,500 USD) from Philbook Pty Ltd, an Australian entity.
Interest rate 18% per annum; increases to 27% upon default.
Repayment due 2 business days after lender's demand, but demand cannot occur before 6 months from advance.
Proceeds received Nov 4, 2025; Board ratified the loan agreement.

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