{"schema_version":"secwatch.filing_event.v1","accession":"0001484778-22-000120","form_type":"8-K","ticker":"TDUP","cik":"0001484778","company_name":"ThredUp Inc.","filed_at":"2022-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.887863+00:00","generated_at":"2026-06-24T11:11:28.763837+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"ThredUp enters $70M amended credit facility; refinances $32M term loan","bullets":["Aggregate borrowing ability increased to $70M via Term A ($32M fully drawn) and Term B ($38M undrawn).","Term A refinanced existing obligations; Term B available for eligible equipment purchases.","Maturity extended to five years from July 14, 2022; interest rate Prime Rate (floor 4.75%) + 1.25%.","Financial covenants include cash availability, minimum revenue, and Fixed Charge Coverage Ratio from Q1 2025.","Collateral covers substantially all personal property; change of control triggers event of default."],"urls":{"canonical":"https://secwatch.observer/filing/0001484778-22-000120","json":"https://secwatch.observer/filing/0001484778-22-000120.json","markdown":"https://secwatch.observer/filing/0001484778-22-000120.md","text":"https://secwatch.observer/filing/0001484778-22-000120.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1484778/000148477822000120/0001484778-22-000120-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1484778/000148477822000120/tdup-20220714.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T11:11:28.763837+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}