---
schema_version: "secwatch.filing_event.v1"
accession: "0001488813-25-000092"
form_type: "8-K"
ticker: "CUBI"
cik: "0001488813"
company_name: "Customers Bancorp, Inc."
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:29:29.744547+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Customers Bancorp Q3 net income $73.7M ($2.20 EPS); NIM 3.46%, CET1 13.0% after $163M equity raise

## Summary
- Q3 2025 net income available to common $73.7M, diluted EPS $2.20; core earnings $73.5M, core EPS $2.20.
- Net interest margin (tax-equivalent) 3.46%, up 19bp QoQ from 3.27%.
- CET1 ratio 13.0% (vs 12.1% prior quarter) after $163M common equity raise in September.
- Tangible book value per share $59.72, up 6.2% QoQ; deposits grew $1.4B to $20.4B, deposit cost down 8bp to 2.77%.
- Provision for credit losses $27M ($21M prior Q); NPA ratio 0.25%, reserve coverage 534% of NPLs.

## SEC filing metadata
- accession: 0001488813-25-000092
- form_type: 8-K
- ticker: CUBI
- cik: 0001488813
- company_name: Customers Bancorp, Inc.
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1488813/000148881325000092/0001488813-25-000092-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1488813/000148881325000092/cubi-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001488813-25-000092
- JSON: https://secwatch.observer/filing/0001488813-25-000092.json
- Plain text: https://secwatch.observer/filing/0001488813-25-000092.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.