{"schema_version":"secwatch.filing_event.v1","accession":"0001488813-26-000053","form_type":"8-K","ticker":"CUBI","cik":"0001488813","company_name":"Customers Bancorp, Inc.","filed_at":"2026-04-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.354850+00:00","generated_at":"2026-05-15T06:05:08.771513+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Customers Bancorp reports 2025 core EPS $7.61, guides 8-12% loan/deposit growth for 2026","bullets":["2025 core EPS $7.61 (vs $2.35 in 2019); revenue $818M; NIM 3.32%; core ROE 13.7%.","Net promoter score 81 vs industry benchmark 41; cubiX network surpassed $2 trillion in volume.","2026 guidance: 8-12% loan/deposit growth, NII $800-830M, expense growth 2-6%.","Recruited 18 banking teams (~160 bankers) managing $3.3B deposits; CET1 13.0%; NCO ratio 0.16%.","Sam Sidhu succeeded Jay Sidhu as CEO on Jan 1, 2026; stock up ~300% over 5 years."],"urls":{"canonical":"https://secwatch.observer/filing/0001488813-26-000053","json":"https://secwatch.observer/filing/0001488813-26-000053.json","markdown":"https://secwatch.observer/filing/0001488813-26-000053.md","text":"https://secwatch.observer/filing/0001488813-26-000053.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1488813/000148881326000053/0001488813-26-000053-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1488813/000148881326000053/cubi-20260415.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T06:05:08.771513+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}