---
schema_version: "secwatch.filing_event.v1"
accession: "0001488813-26-000057"
form_type: "8-K/A"
ticker: "CUBI"
cik: "0001488813"
company_name: "Customers Bancorp, Inc."
filed_at: "2026-04-16T23:59:59+00:00"
generated_at: "2026-05-15T05:46:40.811500+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Sam Sidhu's first letter: record 2025 core EPS $7.61, TBVPS $61.77; 2026 NII guidance $800-$830M

## Summary
- Sam Sidhu succeeded Jay Sidhu as CEO on Jan 1, 2026 in a planned multiyear transition.
- 2025 core EPS $7.61 (+14% CAGR since 2019), revenue $818M, TBVPS $61.77 (15%+ CAGR).
- Net interest margin 3.32% in 2025, CET1 ratio 13.0%, commercial NCO ratio 16 bps in Q4.
- 2026 guidance: 8-12% loan and deposit growth, NII $800-$830M, expense growth 2-6%.
- cubiX payments network surpassed $2T in total activity; NPS score of 81 (industry benchmark 41).

## SEC filing metadata
- accession: 0001488813-26-000057
- form_type: 8-K/A
- ticker: CUBI
- cik: 0001488813
- company_name: Customers Bancorp, Inc.
- filed_at: 2026-04-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1488813/000148881326000057/0001488813-26-000057-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1488813/000148881326000057/cubi-20260415.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001488813-26-000057
- JSON: https://secwatch.observer/filing/0001488813-26-000057.json
- Plain text: https://secwatch.observer/filing/0001488813-26-000057.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.