{"schema_version":"secwatch.filing_event.v1","accession":"0001488813-26-000062","form_type":"8-K","ticker":"CUBI","cik":"0001488813","company_name":"Customers Bancorp, Inc.","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.355170+00:00","generated_at":"2026-05-15T04:31:12.386689+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Customers Bancorp Q1 EPS $1.97, deposits up 14% YoY to $21.6B","bullets":["Net income available to common $69.7M ($1.97 diluted EPS); core EPS also $1.97.","Total deposits +$814M QoQ to $21.6B; non-interest bearing deposits at record $6.7B (31.2% of total).","Loans +$609M QoQ to $17.4B; C&I specialized lending up 4.3% QoQ to $7.4B.","Core efficiency ratio improved 301 bps YoY to 49.68%; NPA ratio only 0.29%.","Book value per share $63.64 (+16% YoY); repurchased 621,668 shares at $68.04 in quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001488813-26-000062","json":"https://secwatch.observer/filing/0001488813-26-000062.json","markdown":"https://secwatch.observer/filing/0001488813-26-000062.md","text":"https://secwatch.observer/filing/0001488813-26-000062.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1488813/000148881326000062/0001488813-26-000062-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1488813/000148881326000062/cubi-20260423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:31:12.386689+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"dd885d4f100b48c42f753cfecba332502718ba26","claim":"Customers Bancorp, Inc. reported the quarter ended March 31, 2026 results: net income $69.7 million, EPS $1.97 per diluted share.","evidence_excerpt":"Marketing Officer 646-315-2017 Customers Bancorp Reports Results for First Quarter 2026 First Quarter 2026 Highlights • Q1 2026 net income available to common shareholders was $69.7 million, or $1.97 per diluted share; ROAA was 1.13% and ROCE was 13.16%. • Q1 2026 core earnings* 1 were $69.4 million, or $1.97 per diluted share; Core ROAA* was 1.13% and Core ROCE*","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1488813/000148881326000062/0001488813-26-000062-index.htm","confidence":0.4,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$69.7 million"},{"label":"EPS","value":"$1.97 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}