{"schema_version":"secwatch.filing_event.v1","accession":"0001488813-26-000082","form_type":"8-K","ticker":"CUBI","cik":"0001488813","company_name":"Customers Bancorp, Inc.","filed_at":"2026-07-23T20:35:01+00:00","discovered_at":"2026-07-23T20:36:00.525714+00:00","generated_at":"2026-07-23T20:36:09.641028+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Customers Bancorp Q2 2026 net income $71.6M ($2.05 EPS); deposits and loans hit record levels","bullets":["Net income available to common shareholders of $71.6M, or $2.05 per diluted share; core earnings $71.5M ($2.05).","Total deposits rose 14.5% YoY to a record $21.7B; total loans up 16.9% YoY to a record $18.0B.","Non-interest bearing deposits reached a record $6.9B, 31.8% of total deposits; efficiency ratio improved to 50.55%.","AI loan closing pilot reduced closing time to 7 days from 30-60 days; cubiX payments platform cumulative volume surpassed $5 trillion.","Reaffirmed full-year 2026 guidance; book value per share $65.31, up 16% YoY; TCE/TA ratio 8.3%."],"urls":{"canonical":"https://secwatch.observer/filing/0001488813-26-000082","json":"https://secwatch.observer/filing/0001488813-26-000082.json","markdown":"https://secwatch.observer/filing/0001488813-26-000082.md","text":"https://secwatch.observer/filing/0001488813-26-000082.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1488813/000148881326000082/0001488813-26-000082-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1488813/000148881326000082/cubi-20260723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T20:36:09.641028+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}