---
schema_version: "secwatch.filing_event.v1"
accession: "0001488813-26-000082"
form_type: "8-K"
ticker: "CUBI"
cik: "0001488813"
company_name: "Customers Bancorp, Inc."
filed_at: "2026-07-23T20:35:01+00:00"
generated_at: "2026-07-23T20:36:09.641028+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Customers Bancorp Q2 2026 net income $71.6M ($2.05 EPS); deposits and loans hit record levels

## Summary
- Net income available to common shareholders of $71.6M, or $2.05 per diluted share; core earnings $71.5M ($2.05).
- Total deposits rose 14.5% YoY to a record $21.7B; total loans up 16.9% YoY to a record $18.0B.
- Non-interest bearing deposits reached a record $6.9B, 31.8% of total deposits; efficiency ratio improved to 50.55%.
- AI loan closing pilot reduced closing time to 7 days from 30-60 days; cubiX payments platform cumulative volume surpassed $5 trillion.
- Reaffirmed full-year 2026 guidance; book value per share $65.31, up 16% YoY; TCE/TA ratio 8.3%.

## SEC filing metadata
- accession: 0001488813-26-000082
- form_type: 8-K
- ticker: CUBI
- cik: 0001488813
- company_name: Customers Bancorp, Inc.
- filed_at: 2026-07-23T20:35:01+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1488813/000148881326000082/0001488813-26-000082-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1488813/000148881326000082/cubi-20260723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001488813-26-000082
- JSON: https://secwatch.observer/filing/0001488813-26-000082.json
- Plain text: https://secwatch.observer/filing/0001488813-26-000082.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.