---
schema_version: "secwatch.filing_event.v1"
accession: "0001488813-26-000100"
form_type: "8-K"
ticker: "CUBI"
cik: "0001488813"
company_name: "Customers Bancorp, Inc."
filed_at: "2026-10-22T20:45:50+00:00"
generated_at: "2026-10-22T20:47:10.908653+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Customers Bancorp Q3 EPS $2.25, net income $78.4M; FY2026 NII guidance $805-810M

## Summary
- Q3 2026 net income available to common was $78.4M, or $2.25 per diluted share; ROAA 1.16% and ROCE 14.0%.
- Deposits rose $831M (3.8%) QoQ to a record $22.6B, up 10.6% YoY; loans rose $496M (2.8%) QoQ to $18.5B, up 13.5% YoY.
- Net interest income was $208M, up 7.6% QoQ; NIM 3.19% with September run rate ~3.25%; efficiency ratio improved to 47.2% from 50.6%.
- Provision was $25M; net charge-offs $13M; NPLs were 0.29% of loans; TCE/TA 8.0% and CET1 12.6%; repurchased 492,178 shares for $38M.
- FY2026 guidance: loans 12%+, deposits 9%+, NII $805-810M, non-interest expense $460-465M and tax rate 22%-23%.

## SEC filing metadata
- accession: 0001488813-26-000100
- form_type: 8-K
- ticker: CUBI
- cik: 0001488813
- company_name: Customers Bancorp, Inc.
- filed_at: 2026-10-22T20:45:50+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1488813/000148881326000100/0001488813-26-000100-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1488813/000148881326000100/cubi-20261022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001488813-26-000100
- JSON: https://secwatch.observer/filing/0001488813-26-000100.json
- Plain text: https://secwatch.observer/filing/0001488813-26-000100.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.