secwatch.observer — SEC 8-K summary
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Issuer:     Customers Bancorp, Inc. (CUBI)
CIK:        0001488813
Form:       8-K
Filed at:   2026-10-22T20:45:50+00:00
Accession:  0001488813-26-000100
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Customers Bancorp Q3 EPS $2.25, net income $78.4M; FY2026 NII guidance $805-810M
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- Q3 2026 net income available to common was $78.4M, or $2.25 per diluted share; ROAA 1.16% and ROCE 14.0%.
- Deposits rose $831M (3.8%) QoQ to a record $22.6B, up 10.6% YoY; loans rose $496M (2.8%) QoQ to $18.5B, up 13.5% YoY.
- Net interest income was $208M, up 7.6% QoQ; NIM 3.19% with September run rate ~3.25%; efficiency ratio improved to 47.2% from 50.6%.
- Provision was $25M; net charge-offs $13M; NPLs were 0.29% of loans; TCE/TA 8.0% and CET1 12.6%; repurchased 492,178 shares for $38M.
- FY2026 guidance: loans 12%+, deposits 9%+, NII $805-810M, non-interest expense $460-465M and tax rate 22%-23%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1488813/000148881326000100/0001488813-26-000100-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1488813/000148881326000100/cubi-20261022.htm
  HTML page:      https://secwatch.observer/filing/0001488813-26-000100

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