secwatch.observer — SEC 8-K summary
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Issuer:     Capitol Federal Financial, Inc. (CFFN)
CIK:        0001490906
Form:       8-K
Filed at:   2021-07-29T23:59:59+00:00
Accession:  0001490906-21-000046
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capitol Federal Q3 FY21 net income $18.2M ($0.13 EPS); net interest margin 1.84%
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- Net income $18.2M, EPS $0.13; down from $20.4M ($0.15) in prior quarter due to one-time items.
- Net interest margin fell 4 bps to 1.84% as loan yield dropped 16 bps to 3.11%.
- Paid $0.485/share dividend including $0.40 True Blue special; declared $0.085 quarterly dividend.
- Negative provision for credit losses of $2.7M driven by improved economic outlook for commercial loans.
- Nine-month net income $57.5M ($0.42) vs $46.3M ($0.34) a year ago, helped by reversal of prior credit provisions.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1490906/000149090621000046/0001490906-21-000046-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1490906/000149090621000046/cffn-20210729.htm
  HTML page:      https://secwatch.observer/filing/0001490906-21-000046

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