{"schema_version":"secwatch.filing_event.v1","accession":"0001490906-21-000059","form_type":"8-K","ticker":"CFFN","cik":"0001490906","company_name":"Capitol Federal Financial, Inc.","filed_at":"2021-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:04:12.724846+00:00","generated_at":"2026-06-28T16:45:29.863594+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Capitol Federal reports FY2021 net income $76.1M; declares $0.22 true-up dividend","bullets":["FY2021 net income $76.1M ($0.56 EPS) vs. $64.5M ($0.47 EPS) in FY2020.","Q4 FY2021 net income $18.6M ($0.14 EPS); net interest margin 1.97%.","Declared FY2021 cash true-up dividend of $0.22/sh, payable Dec 3, 2021, plus regular quarterly $0.085/sh.","Negative provision for credit losses of $8.5M in FY2021 vs. $22.3M provision in FY2020.","Total assets $9.63B; deposit growth 6.6%; efficiency ratio 56.91%."],"urls":{"canonical":"https://secwatch.observer/filing/0001490906-21-000059","json":"https://secwatch.observer/filing/0001490906-21-000059.json","markdown":"https://secwatch.observer/filing/0001490906-21-000059.md","text":"https://secwatch.observer/filing/0001490906-21-000059.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1490906/000149090621000059/0001490906-21-000059-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1490906/000149090621000059/cffn-20211028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T16:45:29.863594+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}