{"schema_version":"secwatch.filing_event.v1","accession":"0001490906-22-000013","form_type":"8-K","ticker":"CFFN","cik":"0001490906","company_name":"Capitol Federal Financial, Inc.","filed_at":"2022-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:00.891748+00:00","generated_at":"2026-06-26T04:04:13.900678+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Capitol Federal reports Q2 FY2022 net income $21.6M ($0.16 EPS); net interest margin 1.69%","bullets":["Net income $21.6M vs $22.2M prior quarter; EPS $0.16 flat.","Net interest margin 1.69% (2.01% ex-leverage); leverage strategy contributed $545k net income.","Negative provision for credit losses $3.2M; quarterly cash dividend $0.085/share declared.","Six-month net income $43.8M ($0.32 EPS) vs $39.3M ($0.29 EPS) prior year.","Efficiency ratio 53.24% vs 52.22% prior quarter; total assets $9.53B."],"urls":{"canonical":"https://secwatch.observer/filing/0001490906-22-000013","json":"https://secwatch.observer/filing/0001490906-22-000013.json","markdown":"https://secwatch.observer/filing/0001490906-22-000013.md","text":"https://secwatch.observer/filing/0001490906-22-000013.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1490906/000149090622000013/0001490906-22-000013-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1490906/000149090622000013/cffn-20220427.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T04:04:13.900678+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}