{"schema_version":"secwatch.filing_event.v1","accession":"0001490906-22-000026","form_type":"8-K","ticker":"CFFN","cik":"0001490906","company_name":"Capitol Federal Financial, Inc.","filed_at":"2022-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.904854+00:00","generated_at":"2026-06-24T08:07:44.278731+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Capitol Federal Q3 net income $21.2M, EPS $0.16; loan growth 7.2% annualized","bullets":["Net income $21.2M ($0.16 EPS) vs $21.6M ($0.16 EPS) prior quarter; net interest margin up to 1.79%.","Loans grew 7.2% annualized (+$127.4M); deposits decreased $284.9M replaced by borrowings.","Declared $0.085 regular dividend payable Aug 19; paid $0.285 per share in quarter including $0.20 True Blue dividend.","Provision for credit losses $937K vs negative provision of $3.2M prior quarter due to recessionary outlook.","Leverage strategy increased to $2.6B in July 2022; net income from strategy was $1.2M in quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001490906-22-000026","json":"https://secwatch.observer/filing/0001490906-22-000026.json","markdown":"https://secwatch.observer/filing/0001490906-22-000026.md","text":"https://secwatch.observer/filing/0001490906-22-000026.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1490906/000149090622000026/0001490906-22-000026-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1490906/000149090622000026/cffn-20220727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T08:07:44.278731+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}