secwatch.observer — SEC 8-K summary
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Issuer:     Capitol Federal Financial, Inc. (CFFN)
CIK:        0001490906
Form:       8-K
Filed at:   2022-07-27T23:59:59+00:00
Accession:  0001490906-22-000026
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capitol Federal Q3 net income $21.2M, EPS $0.16; loan growth 7.2% annualized
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- Net income $21.2M ($0.16 EPS) vs $21.6M ($0.16 EPS) prior quarter; net interest margin up to 1.79%.
- Loans grew 7.2% annualized (+$127.4M); deposits decreased $284.9M replaced by borrowings.
- Declared $0.085 regular dividend payable Aug 19; paid $0.285 per share in quarter including $0.20 True Blue dividend.
- Provision for credit losses $937K vs negative provision of $3.2M prior quarter due to recessionary outlook.
- Leverage strategy increased to $2.6B in July 2022; net income from strategy was $1.2M in quarter.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1490906/000149090622000026/0001490906-22-000026-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1490906/000149090622000026/cffn-20220727.htm
  HTML page:      https://secwatch.observer/filing/0001490906-22-000026

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