secwatch.observer — SEC 8-K summary
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Issuer:     Capitol Federal Financial, Inc. (CFFN)
CIK:        0001490906
Form:       8-K
Filed at:   2022-10-26T23:59:59+00:00
Accession:  0001490906-22-000033
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capitol Federal FY22 net income $84.5M, EPS $0.62; declares $0.28 true-up dividend
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- FY22 net income $84.5M ($0.62 EPS) vs $76.1M ($0.56 EPS) in FY21, up 11%.
- Q4 net income $19.5M ($0.14 EPS); net interest margin 1.71% (2.07% ex-leverage).
- Loan growth of 5.4% in FY22; deposits declined 6.1% YoY and $135M in Q4 annually.
- Quarterly dividend $0.085 payable Nov 18; true-up dividend $0.28 payable Dec 2, 2022.
- Management expects IT expenses $7M higher in FY23 due to digital transformation.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1490906/000149090622000033/0001490906-22-000033-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1490906/000149090622000033/cffn-20221025.htm
  HTML page:      https://secwatch.observer/filing/0001490906-22-000033

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