{"schema_version":"secwatch.filing_event.v1","accession":"0001490906-23-000004","form_type":"8-K","ticker":"CFFN","cik":"0001490906","company_name":"Capitol Federal Financial, Inc.","filed_at":"2023-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:45.221982+00:00","generated_at":"2026-06-20T09:25:54.004766+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Capitol Federal Q1 FY2023 net income $16.2M, EPS $0.12; NIM slides to 1.61%","bullets":["Net income $16.2M ($0.12 EPS) vs $19.5M ($0.14) prior quarter and $22.2M ($0.16) year ago.","Net interest margin 1.61% (1.88% ex-leverage strategy); compression expected to continue.","Provision for credit losses $3.7M vs recovery of $3.4M in prior year quarter; loan growth 17.1% annualized.","Declared $0.085/sh quarterly dividend payable Feb 17; repurchased 2.73M shares at avg $8.13.","Total assets $9.93B; management expects to exceed $10B in some quarters this year."],"urls":{"canonical":"https://secwatch.observer/filing/0001490906-23-000004","json":"https://secwatch.observer/filing/0001490906-23-000004.json","markdown":"https://secwatch.observer/filing/0001490906-23-000004.md","text":"https://secwatch.observer/filing/0001490906-23-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1490906/000149090623000004/0001490906-23-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1490906/000149090623000004/cffn-20230125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T09:25:54.004766+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c42a1f0d7da45ddef33c154b5c9e25a18eca4e7c","claim":"Capitol Federal Financial, Inc. reported first quarter of fiscal year 2023 results: net income $16.2 million, EPS $0.12 per share.","evidence_excerpt":"For the quarter ended December 31, 2022, the Company recognized net income of $16.2 million, or $0.12 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1490906/000149090623000004/0001490906-23-000004-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of fiscal year 2023"},{"label":"Net income","value":"$16.2 million"},{"label":"EPS","value":"$0.12 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}