secwatch.observer — SEC 8-K summary
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Issuer:     Capitol Federal Financial, Inc. (CFFN)
CIK:        0001490906
Form:       8-K
Filed at:   2023-01-25T23:59:59+00:00
Accession:  0001490906-23-000004
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capitol Federal Q1 FY2023 net income $16.2M, EPS $0.12; NIM slides to 1.61%
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- Net income $16.2M ($0.12 EPS) vs $19.5M ($0.14) prior quarter and $22.2M ($0.16) year ago.
- Net interest margin 1.61% (1.88% ex-leverage strategy); compression expected to continue.
- Provision for credit losses $3.7M vs recovery of $3.4M in prior year quarter; loan growth 17.1% annualized.
- Declared $0.085/sh quarterly dividend payable Feb 17; repurchased 2.73M shares at avg $8.13.
- Total assets $9.93B; management expects to exceed $10B in some quarters this year.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1490906/000149090623000004/0001490906-23-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1490906/000149090623000004/cffn-20230125.htm
  HTML page:      https://secwatch.observer/filing/0001490906-23-000004

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