{"schema_version":"secwatch.filing_event.v1","accession":"0001490906-23-000011","form_type":"8-K","ticker":"CFFN","cik":"0001490906","company_name":"Capitol Federal Financial, Inc.","filed_at":"2023-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.026295+00:00","generated_at":"2026-06-16T12:37:50.256160+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Capitol Federal Q2 FY2023 net income $14.2M ($0.11 EPS); net interest margin 1.56%","bullets":["Net income of $14.2M ($0.11 per share) down from $16.2M ($0.12) prior quarter.","Net interest margin fell to 1.56% from 1.61% QoQ; excl. leverage strategy 1.71% from 1.88%.","Annualized loan growth 9.0%; total assets $10.09B, likely exceeding $10B threshold.","Dividend unchanged at $0.085/share, payable May 19, 2023 to holders of record May 5.","Provision for credit losses $891k; uninsured deposits ~10% of total deposits."],"urls":{"canonical":"https://secwatch.observer/filing/0001490906-23-000011","json":"https://secwatch.observer/filing/0001490906-23-000011.json","markdown":"https://secwatch.observer/filing/0001490906-23-000011.md","text":"https://secwatch.observer/filing/0001490906-23-000011.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1490906/000149090623000011/0001490906-23-000011-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1490906/000149090623000011/cffn-20230425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T12:37:50.256160+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"13517af7d8cb92485d351a26094a7053666ecba8","claim":"Capitol Federal Financial, Inc. reported the quarter ended March 31, 2023 results: net income $14.2 million, EPS $0.11 per share.","evidence_excerpt":"For the quarter ended March 31, 2023, the Company recognized net income of $14.2 million, or $0.11 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1490906/000149090623000011/0001490906-23-000011-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$14.2 million"},{"label":"EPS","value":"$0.11 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}