Capitol Federal Q3 FY2023 net income $8.3M, EPS $0.06, NIM declines to 1.32%

Capitol Federal Financial, Inc.

2023-Q3 EPS reported $0.29

Net income of $8.3M ($0.06 EPS) vs $14.2M ($0.11) prior quarter, down 41.5%.
Net interest margin fell 24bp to 1.32% (ex-leverage 1.39%) due to higher deposit costs.
Deposits decreased $51.6M in quarter; borrowings up $289.6M, including $500M BTFP at 4.70%.
Provision for credit losses $1.3M vs $0.9M prior quarter, driven by worsening economic forecast.
Dividend maintained at $0.085/share, payable Aug 18, 2023, record Aug 4.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.5

Capitol Federal Financial, Inc. reported the quarter ended June 30, 2023 results: net income net income of $8.3 million, EPS $0.06 per share.

Period: the quarter ended June 30, 2023
Net income: net income of $8.3 million
EPS: $0.06 per share
Result: reported results

Exact text from the filing

The Registrant’s press release dated July 26, 2023, announcing financial results for the third quarter of fiscal year 2023 is attached hereto as Exhibit 99.1, and is incorporated herein by reference.

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Capitol Federal Financial, Inc. filing history →

Source: SEC EDGAR

accession 0001490906-23-000016

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