---
schema_version: "secwatch.filing_event.v1"
accession: "0001490906-23-000023"
form_type: "8-K"
ticker: "CFFN"
cik: "0001490906"
company_name: "Capitol Federal Financial, Inc."
filed_at: "2023-10-25T23:59:59+00:00"
generated_at: "2026-06-09T10:23:22.012865+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Capitol Federal sells $1.3B securities, posts FY2023 net loss of $111.7M

## Summary
- Sold $1.30B of securities (94% of portfolio) at 1.22% yield, recognizing $206M pretax loss; expects $0.30 EPS improvement in FY2024.
- FY2023 net loss $111.7M ($0.84/share) vs net income $84.5M ($0.62/share) prior year; adjusted EPS $0.33 excluding securities strategy.
- Q4 FY2023 net loss $150.5M ($1.13/share) due to securities transaction; excluding that, EPS $0.04.
- Net interest margin fell to 1.43% for FY2023 vs 1.79% prior year; loan growth 6.8%.
- Declared quarterly dividend $0.085/share, payable Nov 17, 2023 to holders of record Nov 3, 2023.

## SEC filing metadata
- accession: 0001490906-23-000023
- form_type: 8-K
- ticker: CFFN
- cik: 0001490906
- company_name: Capitol Federal Financial, Inc.
- filed_at: 2023-10-25T23:59:59+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.01, 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1490906/000149090623000023/0001490906-23-000023-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1490906/000149090623000023/cffn-20231023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001490906-23-000023
- JSON: https://secwatch.observer/filing/0001490906-23-000023.json
- Plain text: https://secwatch.observer/filing/0001490906-23-000023.txt

## Key facts
- Earnings Releases
  Capitol Federal Financial, Inc. reported financial results for fiscal year ended September 30, 2023.
  - Period: fiscal year ended September 30, 2023
  - Result: reported results
  source text: The Company’s press release dated October 25, 2023, announcing financial results for fiscal year 2023 is attached hereto as Exhibit 99.1, and is incorporated herein by reference.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1490906/000149090623000023/0001490906-23-000023-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.