---
schema_version: "secwatch.filing_event.v1"
accession: "0001490906-23-000025"
form_type: "8-K/A"
ticker: "CFFN"
cik: "0001490906"
company_name: "Capitol Federal Financial, Inc."
filed_at: "2023-11-15T23:59:59+00:00"
generated_at: "2026-06-08T02:17:26.562598+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Capitol Federal revises FY2023 net loss to $101.7M, down from $111.7M; Q4 loss $140.4M

## Summary
- Revised FY2023 net loss of $101.7M ($0.76 per share) vs prior $111.7M ($0.84) due to reclassifying $13.3M pre-tax loss to Q1 FY2024.
- Sold $1.30B of securities (94% of portfolio) in Oct 2023; used proceeds to buy $632M securities yielding 5.75% and pay down $500M borrowings at 4.70%.
- Expects securities strategy to add ~$0.30 EPS and ~60bps to NIM in FY2024; earn-back period of 3.9 years.
- Announced $0.085/share cash dividend payable Nov 17, 2023 to holders of record Nov 3.
- Total assets expected to decline to ~$9.70B by Dec 31, 2023; tangible common equity >10%.

## SEC filing metadata
- accession: 0001490906-23-000025
- form_type: 8-K/A
- ticker: CFFN
- cik: 0001490906
- company_name: Capitol Federal Financial, Inc.
- filed_at: 2023-11-15T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1490906/000149090623000025/0001490906-23-000025-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1490906/000149090623000025/cffn-20231025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001490906-23-000025
- JSON: https://secwatch.observer/filing/0001490906-23-000025.json
- Plain text: https://secwatch.observer/filing/0001490906-23-000025.txt

## Key facts
- Earnings Releases
  Capitol Federal Financial, Inc. reported fiscal year ended September 30, 2023 results: net income net loss of $101.7 million, or $(0.76) per share, EPS $(0.76) per share.
  - Period: fiscal year ended September 30, 2023
  - Net income: net loss of $101.7 million, or $(0.76) per share
  - EPS: $(0.76) per share
  - Result: preliminary results
  source text: The impact to the Company’s income statement as a result of correcting the accounting treatment for the net losses on the securities sale reduced the Company’s net loss for fiscal year 2023 by $10.0 million, resulting in a net loss of $101.7 million, or $(0.76) per share, for the year, compared to a net loss of $111.7 million, or $(0.84) per share as was reported on October 25, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1490906/000149090623000025/0001490906-23-000025-index.htm
- Earnings Releases
  Capitol Federal Financial, Inc. reported the quarter ended September 30, 2023 results: net income net loss of $140.4 million, or $(1.05) per share, EPS $(1.05) per share.
  - Period: the quarter ended September 30, 2023
  - Net income: net loss of $140.4 million, or $(1.05) per share
  - EPS: $(1.05) per share
  - Result: preliminary results
  source text: For the quarter ended September 30, 2023, the Company recognized a net loss of $140.4 million, or $(1.05) per share, compared to net income of $8.3 million, or $0.06 per share, for the quarter ended June 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1490906/000149090623000025/0001490906-23-000025-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.