---
schema_version: "secwatch.filing_event.v1"
accession: "0001490906-24-000004"
form_type: "8-K"
ticker: "CFFN"
cik: "0001490906"
company_name: "Capitol Federal Financial, Inc."
filed_at: "2024-01-24T23:59:59+00:00"
generated_at: "2026-06-06T19:13:13.782081+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# CFFN Q1 net income $2.5M ($0.02 EPS); securities strategy improves NIM to 1.71%

## Summary
- Excluding securities-strategy loss of $13.3M, adjusted EPS would be $0.10 vs. $0.04 prior quarter.
- Sold $1.30B securities (avg yield 1.22%); bought $632M (5.75%); paid down $500M BTFP borrowings at 4.70%.
- Net interest margin up 50 bps to 1.71%; total assets down to $9.58B from $10.18B.
- Quarterly dividend declared $0.085/share, payable Feb 16, 2024 to holders of record Feb 2, 2024.
- Loans receivable decreased $23.4M (1.2% annualized); commercial loan growth offset one-to-four-family decline.

## SEC filing metadata
- accession: 0001490906-24-000004
- form_type: 8-K
- ticker: CFFN
- cik: 0001490906
- company_name: Capitol Federal Financial, Inc.
- filed_at: 2024-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1490906/000149090624000004/0001490906-24-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1490906/000149090624000004/cffn-20240123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001490906-24-000004
- JSON: https://secwatch.observer/filing/0001490906-24-000004.json
- Plain text: https://secwatch.observer/filing/0001490906-24-000004.txt

## Key facts
- Earnings Releases
  Capitol Federal Financial, Inc. reported quarter ended December 31, 2023 results: net income $2.5 million, EPS $0.02 per share.
  - Period: quarter ended December 31, 2023
  - Net income: $2.5 million
  - EPS: $0.02 per share
  - Result: reported results
  source text: For the quarter ended December 31, 2023, the Company recognized net income of $2.5 million, or $0.02 per share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1490906/000149090624000004/0001490906-24-000004-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.