{"schema_version":"secwatch.filing_event.v1","accession":"0001490906-24-000019","form_type":"8-K","ticker":"CFFN","cik":"0001490906","company_name":"Capitol Federal Financial, Inc.","filed_at":"2024-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.638185+00:00","generated_at":"2026-06-03T09:32:46.458643+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"CFFN Q2 FY2024 net income $13.8M, EPS $0.11, NIM expands to 1.82%","bullets":["Net income of $13.8M ($0.11/sh) vs $2.5M ($0.02/sh) prior quarter, which included $13.3M securities strategy loss.","Net interest margin improved 11 bps to 1.82% due to full quarter of higher-yielding securities purchased in strategy.","Declared Q3 dividend $0.085/sh, payable May 17, 2024 to holders of record May 3, 2024.","Holding company had $46.3M cash at Bank; evaluating tax implications of earnings distributions from Bank due to pre-1988 bad debt reserves.","Efficiency ratio improved to 61.89% from 92.86% prior quarter (64.73% excluding securities loss)."],"urls":{"canonical":"https://secwatch.observer/filing/0001490906-24-000019","json":"https://secwatch.observer/filing/0001490906-24-000019.json","markdown":"https://secwatch.observer/filing/0001490906-24-000019.md","text":"https://secwatch.observer/filing/0001490906-24-000019.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1490906/000149090624000019/0001490906-24-000019-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1490906/000149090624000019/cffn-20240423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T09:32:46.458643+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"89fa060460282f72847cb038bea31bd9a051c041","claim":"Capitol Federal Financial, Inc. reported second quarter of fiscal year 2024 results: net income net income of $13.8 million, EPS basic and diluted earnings per share of $0.11.","evidence_excerpt":"For the quarter ended March 31, 2024, the Company recognized net income of $13.8 million, or $0.11 per share, compared to a net income of $2.5 million, or $0.02 per share, for the quarter ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1490906/000149090624000019/0001490906-24-000019-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of fiscal year 2024"},{"label":"Net income","value":"net income of $13.8 million"},{"label":"EPS","value":"basic and diluted earnings per share of $0.11"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}