secwatch.observer — SEC 8-K summary
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Issuer:     Capitol Federal Financial, Inc. (CFFN)
CIK:        0001490906
Form:       8-K
Filed at:   2024-10-23T23:59:59+00:00
Accession:  0001490906-24-000032
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capitol Federal reports Q4 net income $12.1M ($0.09/sh), FY net income $38.0M
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- Q4 net income $12.1M (diluted EPS $0.09) vs $9.6M in prior quarter; net interest margin 1.80%.
- Fiscal year 2024 net income $38.0M (diluted EPS $0.29) vs net loss of $101.7M in FY2023.
- Declared $0.085/share quarterly dividend payable Nov 15, 2024 to holders of record Nov 1, 2024.
- Provision for credit losses: release of $637K in Q4 vs expense of $1.5M in prior quarter.
- Efficiency ratio improved to 59.29% from 62.07% sequentially.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1490906/000149090624000032/0001490906-24-000032-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1490906/000149090624000032/cffn-20241022.htm
  HTML page:      https://secwatch.observer/filing/0001490906-24-000032

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