secwatch.observer — SEC 8-K summary
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Issuer:     Capitol Federal Financial, Inc. (CFFN)
CIK:        0001490906
Form:       8-K
Filed at:   2025-01-29T23:59:59+00:00
Accession:  0001490906-25-000004
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CFFN Q1 FY25 net income $15.4M ($0.12 EPS), up from $12.1M prior quarter; dividend $0.085/sh
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- Net income $15.4M vs $12.1M prior qtr; EPS $0.12 vs $0.09. YoY net income $15.4M vs $2.5M (prior year had securities loss).
- Net interest margin 1.86%, up 6bps from 1.80% prior qtr, up 15bps from 1.71% year ago.
- Commercial loan growth $137.5M during qtr; one-to-four family loans decreased $90.8M as portfolio shifts.
- Dividend declared $0.085/sh payable Feb 21, 2025 to holders of record Feb 7, 2025 (unchanged).
- Provision for credit losses $677K vs release $637K prior qtr; lower income tax expense boosted net income.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1490906/000149090625000004/0001490906-25-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1490906/000149090625000004/cffn-20250128.htm
  HTML page:      https://secwatch.observer/filing/0001490906-25-000004

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer